Week 13 - Protecting Yourself from Potential Losses

Last evening was our last night together as a group. We learned so much about the different types of insurances that are out there for our security protection against any potential losses. After reading the hand out that was given out in class. What type of insurance while you the must and how did it get your attention and Why?

Week 12 - Investing 101

Last evening we learned the difference between the Types of Investment & Investment Personality.  What measure do you undertake to ensure your investment is well protected?

Week 11 - Dealing with the Stress of Underemployment

Please post 1-3 specific measures you undertook to adjust to the realities of underemployment.

week 10 - Taxes

Last evening we learn a lot about taxes and the new tax law changes that are happening now and are about to come.

In 1789, in a letter to Jean Baptiste Leroy, Benjamin Franklin wrote, “In this world nothing can be said to be certain, except death and taxes.”

What new tax law did you learn?

Week 9 - Paying Bills Online

Last evening we learned the difference between bank institute and credit union.  What tool would you utilize to differentiate the difference between the two institute? Want tracking tool would you use to keep a record of your finances?

Week 8 - Retirement Plan

Last evening we addressed preparing for retirement. How prepared are you. What measures do you need to undertake to ensure you a retirement safety net?

Week 7 - Debt Reduction

Last evening we discussed ways to reduce debt using the Snowball method or the Avalanche method. Review your payment obligations and write about 1 – 3 bills that  you plan to immediately  reduce and the method you plan to use to do so.

Week 6: Payday Lending has been recognized as Purgatory practice.

What are the advantage and disadvantage of Payday Lending?

Week 5: Using Credit Wisely

Last evening we explored the importance of using credit wisely. Review your credit use; Are you using credit wisely? If so how and what measures will you undertake to use credit more wisely?

Question 4 - Short & Long Term Goals

Last evening class focused on spending plans and setting goals. Why is it important to set life goals?

Question 3: 

Good morning class – last evening we addressed personal obstacles and resources. What is one your obstacles? How do you plan to address/resolve the same?

Elizabeth Horton Sheff, M.Ed.September 19, 2018 at 10:40 AM

Question 2: Last evening class focused on the psychology of money. Take the Moneyharmony quiz located at this link:

https://www.moneyharmony.com/moneyharmony-quiz

After completing this fun quiz, share your Money type with our class.

ReplyDelete

Greetings and welcome to the Community Renewal Team (CRT) 2018 Financial Literacy Institute. 

Over the coming weeks, together, we will explore the many facets of money management. Our intent is to provide you with a learning experience that results in your graduating our institute with new eyes, thoughts, and intentions with respect to your financial future. 

In this regard, please post 1 - 3 reasons why you decided to participate in this financial literacy institute. 

~Elizabeth Horton Sheff